Factual Data
Mortgage lending professionals across America depend on Factual Data’s user-friendly consumer credit reports and advanced verification tools to monitor credit changes. By utilizing soft inquiry credit reports, lenders can efficiently evaluate a borrower’s eligibility, automate workflows, and ensure a seamless application process without exposing consumers to unnecessary products.
Top Factual Data Alternatives
StackScan
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Mortech
Mortech Protection empowers mortgage professionals by delivering predictive analytics and real-time market insights, enabling them to identify potential buyers, sellers, or refinancers. By integrating advanced pricing engines and APIs, it streamlines workflows and enhances communication, helping lenders efficiently connect with customers and optimize their mortgage offerings across various platforms.
MORTGAGESIMPLIFY
MortgageSimplify offers tailored website solutions that enhance online presence in the mortgage sector. It streamlines processes from lead generation to loan completion, integrates smoothly with existing systems like Encompass, and provides real-time KPI tracking. Users can efficiently manage leads, automate updates, and launch targeted campaigns, boosting operational efficiency and brand differentiation.
MCTLive!
MCTlive! is a cutting-edge secondary marketing platform that enhances mortgage lenders’ capital markets trading and pipeline management. Offering real-time analytics, automation, and robust online tools, it empowers users with greater visibility and control. Designed by industry experts, MCTlive! streamlines hedging strategies and loan sale execution for improved profitability.
Moso Mortgage Software
Moso Mortgage Software empowers brokers and loan officers with tailored websites that enhance customer interaction and lead generation. Borrowers experience a streamlined application process, submitting documents in under five minutes. The platform's cloud-based document management and real-time alerts ensure efficient communication and management throughout the loan journey.
LoanTek
Managing mortgage rate locks is simplified with LoanTek’s Lock Desk Manager, an innovative system that consolidates all current and future locks across lenders into a single interface. It enhances efficiency, enabling users to apply best execution pricing while effortlessly overseeing overlays, compensation, and historical pricing for informed decision-making.
EPIC Loan Systems
Offering an accessible entry point for new lenders, EPIC Essentials features low set-up fees that minimize startup costs, promoting rapid growth. Its user-friendly platform ensures a smooth transition into lending, while extensive integrations and robust reporting tools empower lenders to make informed decisions and optimize every stage of the loan lifecycle.
Loanzify
Loanzify revolutionizes the home buying experience with its award-winning app, offering users an intuitive platform to explore loan options, calculate mortgage payments, and navigate the home buying journey effortlessly. Its features include automated pre-approval letters, milestone tracking, and seamless document uploads, empowering both buyers and realtors to build lasting relationships.
FormFree
Passport revolutionizes the lending landscape by merging real-time bank data with traditional credit scores. It evaluates each borrower's financial health and borrowing potential through advanced cash flow insights, including rent payment history. This innovative approach streamlines prequalification, enhances customer trust, and expands access to credit, ultimately accelerating the lending process.
Lender Price
Lender Price revolutionizes mortgage pricing with its cloud-native engine, trusted by leading financial institutions. Offering a customizable and scalable platform, it streamlines workflows and enhances pricing efficiency. Features include granular margin management, automated compliance checks, and robust integration capabilities, ensuring lenders effectively meet market demands and optimize their strategies.
Polly
Polly transforms capital markets by empowering lenders with a complete ecosystem that enhances loan performance from rate lock to sale. Its innovative tools facilitate data-driven decisions, enabling dynamic margin strategies and streamlined pricing distribution. Custom rules ensure optimal investor matching, preventing mismatches and maximizing bid efficiency with a simple, code-free interface.
IncomeGenius
IncomeGenius® automates income calculations and analysis, streamlining the loan application process for originators and processors. By consolidating income documents into a single source of truth, it provides accurate data essential for effective borrower interactions. With features like cash flow analysis and a clear audit trail, it enhances efficiency and improves loan pull-through rates.
ACES
Providing tailored solutions across the mortgage loan lifecycle, ACES enhances quality management and control for lenders. Their platform allows users to efficiently address compliance and risk challenges, improve audit accuracy, and streamline workflows. By leveraging powerful auditing tools, lenders gain insights to reduce risks while ensuring adherence to regulatory standards.
HUD LITE
HUD LITE streamlines the preparation of HUD-1 Settlement Statements for various transactions, including purchases and refinances. Users can effortlessly input settlement charges, view GFE totals, and automatically generate balanced lists of deposits and checks. With recalculations for proration dates and commissions, it ensures accuracy and efficiency for real estate professionals.
QuickQual
QuickQual transforms the mortgage process by enabling loan officers to quickly send custom branded mortgage calculators via text. In just 30 seconds, officers can set parameters for borrowers to explore payment and closing cost scenarios, generate pre-qualification and pre-approval letters, and streamline collaboration with real estate agents through dedicated portals.
Gateless
Gateless revolutionizes the lending landscape by leveraging intelligent automation to streamline processes. Its VeriClear™ technology efficiently extracts data and calculates income, while the Smart Underwrite® feature swiftly identifies and clears loan conditions in real-time. This innovation enhances borrower experiences, reduces costs, and mitigates risks, ensuring compliance with GSE guidelines.
Company Information
- Company: Factual Data
- Country: United States
Top Factual Data Features
- Real-time credit change alerts
- Easy-to-read credit reports
- Soft inquiry credit checks
- Automated workflow integration
- Direct connection to Fannie Mae
- Direct connection to Freddie Mac
- Secure online ordering system
- Merged credit report generation
- Consumer engagement tools
- Customizable business rule automation
- Integrated loan origination platforms
- Point of sale system compatibility
- Streamlined application process
- Early credit threshold assessment
- Cost-effective application management
- Responsive technology platform
- Comprehensive verification tools
- User-friendly interface
- Enhanced borrower insights
- Efficient pipeline management
