Worldpay
Worldpay provides secure payment processing services that are divided into three areas: UK, US, and the rest of the world. It provides payment services for small businesses, which include online payment gateway and online payment methods. It also provides payment services for larger businesses, including card payments, alternative payments, fraud and risk management, and more.
Top Worldpay Alternatives
StackScan
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Payza
Payza allows you to send and receive money online, as well as sell products and get paid. It features various payment options, in-page checkout, corporate disbursement, free online invoicing, and centralized management. There are two account types available: Personal and Business. It applies fees for receiving funds, bank wire, credit card processing, and foreign exchange.
Decta
Decta is a company that works globally and provides services in the field of online payment processing, card acquiring, etc. It also works in the payment card issuance sector. It helps online businesses in their payment processes. The services are very helpful for merchants.
Sage Pay
Sage Pay is a simple and secure payment service that helps to grow your business faster. It provides business essential payment features (online, face to face, phone, and e-Invoice payments), flexible integration methods, fraud prevention tools, quick settlement, valuable business insight, and Sage Account integration. There are three pricing options available: Flex, Plus, and Corporate.
CCNow
CCNow offers a merchant account alternative that allows you to sell items and accept credit card payments online. It features hosted shopping cart, open-source shopping cart, email invoicing, auction payment services, DVD fulfillment, multiple currencies, and more. It offers a pricing plan per-transaction based on where you live, as well as a one-time setup fee.
Fattmerchant
FattMerchant is a credit card and payment processing platform enabling businesses to receive money from their customers. It works in a monthly subscription model compared to the fee-per-transaction model of other services. Accept payments from a wide array of payment services, including Samsung Pay, Apple Pay, and traditional Debit/Credit card-based transactions. Access reports and transaction history and logs in one-click.
Direct Pay Online
Direct Pay Online (DPO Pay) offers secure online payment solutions, enabling businesses to accept payments globally in multiple currencies. As Africa's leading Payment Service Provider, we ensure PCI DSS Level 1 compliance, various payment methods, and dedicated support. Experience fast transactions and robust fraud prevention with DPO Pay’s intuitive dashboard.
Authorize.Net
Authorize.net provides credit card processing services that allow you to accept payments online. It features mobile payments, retail payments, mail or telephone payments, fraud prevention, recurring billing, secure customer data management, sync for QuickBooks, and e-Check processing. To use this service, there are one-time setup fee, monthly gateway fees, per-transaction fee, and free additional services.
Chase Paymentech
Chase Paymentech provides credit card processing services for merchants, which allows you to accept payments on the go. It offers various products and services, including mobile checkout, mobile dashboard, payment gateway, virtual terminal, iTerminal, credit card machines, and wireless terminals. It provides various credit card payment solutions, including merchant account, eCommerce, POS payments, and more.
PaymentCloud
PaymentCloud is a payment processor that handles credit card payments. It provides solutions to high-risk businesses. It is also good for e-commerce businesses. It provides security solutions in this sector. This helps your business be protected from risks related to the payment process.
TransFirst
TransFirst provides a customized credit card processing and merchant services, with innovative technology. It offers various products, including POS systems, online credit card processing, mobile credit card processing, telephone processing solutions, payment processing equipment, small business credit card processing, and more. It features software integration, virtual terminal, iPos/register, mobile, hosted payment, and credit card machines.
Razorpay Payment Gateway
Razoray is top-notch payment processing software in India that facilitates accepting payments through almost every payment mode like Credit/Debit Cards, Netbanking, UPI and Wallets. It provides easy integration with all major platforms along with API-driven automation for online payments. It also facilitates one-time payments as well as subscriptional payments over a fully secure PCI DSS Level 1 compliant solution.
PsiGate
PsiGate provides online payment solutions and payment gateway services with a one-stop shop. It features payment gateway, virtual terminal, recurring billing, mobile swipe, merchant tools, fraud tools, Canadian and US dollar currencies, card number verification, and hosted pay page. There are three pricing options available: Starter Package (no monthly fee), Growth Package, and Customer Pricing.
axiUm
The Ingenico group offers merchants an innovative way of reducing the complexities that affect everyday transactions. It offers a seamless, fast and convenient method of payments interface, keeping in mind the necessity of a secure transaction environment. AXIUM is web based software that provides a secure channel via which payments can be completed.
Mercury
Mercury provides credit card processing and merchant services, with fast transaction and reliable uptime. It can be used by various businesses, including quick service restaurant, coffee shop, bakery, clothing store, bookstore, convenience store, salon, spa, automotive, and more. It offers various products, including payment processing (MercuryPay), stored value, gift card (MercuryGift), and security (Merchant SecureAssist).
Braintree
Braintree allows you to accept payments online from various platforms, including PayPal, Bitcoin, Apple Pay, Android Pay, credit cards, Venmo, and more. It features multiple countries and currencies, fraud protection, no redirects, PCI-compliant, recurring billing, partnership, and more. It applies per-transaction and chargeback fees (applied per incident), with no monthly fees and no hidden fees.
Worldpay Review and Overview
With the increasing demand of online markets and shopping places, the payments are often processed online. Most of us use direct card payments than cash, solely due to ease of transaction and record keeping. Among these, businesses can take advantage of quick payments.
WorldPay is one such payment processor that started in 1989 with the name Streamline. It supported multi-currency payments in its initial time and has now expanded to provide the same via methods like cards, net banking, POS, etc. It now houses with over 5000+ employees with more than 20k clients across 130 countries. WorldPay services and plans are top contenders in the online payment processing market. It’s been now part of FIS since July 2019.
The payment processor has acquired other popular payment services like Cardsave, Envoy Services Limited, Century Payments, and Secure Net Payment Services. Be it checks, online payments, online gateways, or any card payments, WorldPay will always come to your rescue. You can use in-store, mobile, or online payments with it. They target their services for financing, small businesses, large enterprise, and technology partners.
WorldPay Products & Services
From the above three categories, WorldPay offers support for most forms of payment gateways. It has got several third-party integrations too that can increase the scope of their services.
WorldPay Small Businesses
This service caters to the needs of small businesses, aiding them with financing needs, payment plans, online payments, cards, phone payments, etc. The financing part involves quick funding with improved scores of your credits. Their claim states that about 50% of their contracts get cleared within 48 hours. The procedure is via traditional exchange methods. They charge a percentage of fees for every batched transaction. They also approve card machines, POS machines, and phone or email payments.
WorldPay Large Enterprise Services
WorldPay offers some complimentary services in the Enterprise Plan. Along with the above services, it has few solutions for merchants like B2C eCommerce, B2B eCommerce, and Multi-channel payment methods. The Enterprise plans include a better version of the above facilities and are more suitable for larger companies that are established well beyond the startup phase.
Conclusion
Overall, WorldPay offers these services on charges like 0.20% interchange, 2.75% flat rate with +$0.15 extras per-transaction fees. Other processing fees for credit cards, recurring charges, chargeback fees, and per-occurrence fees are also workable. And so, it is a secure, robust, reliable, and affordable option as an online payment processing service.
Company Information
- Company: Worldpay US, Inc.
- Country: United Kingdom
Top Worldpay Features
- Omnichannel payment acceptance
- Global fund disbursement
- Enhanced authorization rates
- Data analytics for performance
- Embedded finance technology
- Customizable payment solutions
- Dedicated service for ISOs
- Developer resources for all businesses
- Integrated software platform solutions
- Cutting-edge security measures
- Insights into payment trends
- Fast onboarding for merchants
- Flexible payment processing options
- Multi-currency transaction support
- Customer success stories
- Industry-specific expertise
- Scalable payment infrastructure
- Comprehensive legal documentation
- Regular updates and news
- Merchant education resources.
